Amex Platinum 2025: How to Get $2,000+ Value from a $895 Fee

The Platinum Card's fee jumped to $895 in 2025, but new benefits made it even more valuable. Here's how to extract every dollar.

Strategy · 12 min read · 2024-12-17

The 2025 Platinum Card Update On September 18, 2025, American Express increased the Platinum Card annual fee from $695 to $895—a $200 jump. But they also added significant new benefits. New for 2025: $300 annual Lululemon credit (quarterly $75) $400 annual Resy dining credit (quarterly $100) $200 Oura Ring credit (one-time) Expanded Hotel Collection credits Easy Wins: Set-It-and-Forget-It ($1,164/year) 1. Digital Entertainment Credit: $300/year $25/month for Disney+, Hulu, ESPN+, NYT, WSJ, Peacock, Paramount+, YouTube Premium Action: Subscribe to NYT All Access ($25/month) Why NYT: Best value—comprehensive news + games + cooking + Wirecutter 2. Uber One Membership: $120/year Covers $9.99/month membership Benefits: $0 delivery fees, 5% off rides, priority support 3. Walmart+ Credit: $155/year Covers $12.95/month membership Benefits: Free delivery, gas discounts, Paramount+ streaming Bonus: Paramount+ alone is worth $11.99/month 4. CLEAR Plus: $189/year Full credit for CLEAR airport security membership Value: Skip long security lines at 50+ airports 5. Saks Credit: $100/year $50 January-June, $50 July-December Action: Shop Saks.com semi-annually for basics (socks, belts, travel accessories) New Quarterly Credits: High Value ($700/year) Lululemon Credit: $300/year $75 per quarter at Lululemon stores or lululemon.com Strategy: Stock up on athletic wear, yoga gear, gifts Note: Excludes outlets, use within each quarter (no rollover) Resy Dining Credit: $400/year $100 per quarter at Resy restaurants Pro tip: You don't need a reservation—just pay with your Platinum Card at any Resy

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