Credit Card Credits Expiring June 2026: Your Q2 Checklist
Don't leave money on the table. Chase Sapphire Reserve, Amex Platinum, and Hilton Aspire holders have over $600 in semiannual credits expiring June 30, 2026—plus monthly credits that reset every 30 days.
Seasonal · 8 min read · 2026-05-23
June 30, 2026 is approaching fast, and if you're holding premium travel cards, you could be sitting on hundreds of dollars in credits that vanish at midnight. Between the Chase Sapphire Reserve, Amex Platinum, and Hilton Honors Aspire, cardholders face a combined $600+ in semiannual credits that expire at the end of Q2—plus recurring monthly credits that reset whether you use them or not. This isn't about maximizing every last penny (though we'll help you do that). It's about not accidentally throwing away benefits you're already paying for through annual fees. Let's break down exactly what's expiring and how to use it before June 30, 2026. Chase Sapphire Reserve: $550 in Semiannual Credits at Risk The Chase Sapphire Reserve underwent a major benefits overhaul, and the new structure means you need to think in six-month cycles rather than annual ones. Here's what's on the clock for the January–June 2026 period: Sapphire Hotel Collection Credit: $250 This is your biggest single credit at risk. The Sapphire Hotel Collection Credit provides $250 for January–June and another $250 for July–December, totaling $500 annually. The first-half credit expires June 30, 2026. How to use it: Book through Chase Travel at participating Sapphire Hotel Collection properties You'll also receive space-available upgrades, $30 daily breakfast credit, and late checkout The credit applies automatically to eligible bookings—no enrollment required Consider a summer weekend getaway in early June to capture this benefit Pro tip: Even if you don't have concrete travel plans, book a refundable rate at a S