How to Actually Use the Amex Platinum Equinox+ Credit in May 2026
Your Amex Platinum includes $300 annually in Equinox+ credits—here's exactly how to activate, maximize, and decide if this digital fitness benefit is worth your time in May 2026.
Strategy · 7 min read · 2026-05-23
The Amex Platinum's $895 annual fee comes packed with credits designed to offset the cost—if you actually use them. One benefit that often flies under the radar is the Equinox+ Credit , which provides up to $300 in annual statement credits toward the Equinox+ digital fitness app. With May 2026 upon us, you've got a prime opportunity to either start using this credit or optimize how you're already leveraging it. Here's exactly how to activate, use, and maximize the Equinox+ credit this month—plus a realistic breakdown of whether it makes sense for your lifestyle. What the Equinox+ Credit Actually Gets You The Amex Platinum Equinox+ Credit delivers up to $300 in annual statement credits toward an Equinox+ digital fitness membership. The credit resets in January and is distributed on a monthly basis , meaning you receive approximately $25 per month in statement credits when you charge your Equinox+ membership to your Platinum card. Here's the important math: Equinox+ membership cost: $39.99/month Monthly credit received: Up to $25.00 Your net monthly cost: Approximately $14.99 Your annual out-of-pocket: Roughly $180 for a premium fitness app Without the Platinum credit, you'd pay $479.88 per year for Equinox+. With the credit, you're effectively getting a 62% discount on one of the most premium digital fitness platforms available. Step-by-Step: Activating Your Equinox+ Credit in May 2026 If you haven't yet enrolled in this benefit, follow these exact steps to start receiving credits this month: Step 1: Enroll Through Your Amex Account Enrollment is required before any credits