Peloton Credits

Peloton Credits on Chase Sapphire Reserve is a Lifestyle benefit worth $120 per year.

Card: Chase Chase Sapphire Reserve

Category: Lifestyle · Frequency: monthly

Up to $120 in statement credits for Peloton App membership or equipment purchases.

  • Charge Peloton App subscription monthly ($12.99/month) to trigger credits automatically.
  • Credits also apply to equipment purchases like accessories or mats.
  • Great for home fitness routine without full All-Access Membership.

How the Peloton Credits works, by the numbers

The Peloton Credits is worth up to $120 per calendar year, delivered across 12 separate use-it-or-lose-it windows. The issuer sets how much lands in each window — the description above has the exact split — and whatever a window still holds when it closes is gone.

Used in full, this one credit offsets about 15% of the $795 annual fee on the Chase Sapphire Reserve.

It sits alongside 11 other tracked credits on the Chase Sapphire Reserve, worth up to $2,292 per year combined against its $795 fee — see every Chase Sapphire Reserve credit.

When the Peloton Credits resets

The credit resets every month, with each window closing at the end of every calendar month. Pointsmiths counts these windows on the calendar year — the same math behind the credit timeline, the expiring view, and the reminder emails — so there are 12 deadlines a year, and each one is final for the value inside its window. Value that is unused when a window closes does not roll over.

Common ways cardholders lose this credit

  • Letting the window close: unused value does not roll over, and each window ends at the end of every calendar month.
  • Twelve small windows means twelve chances to forget: most value lost on monthly credits is lost one ordinary month at a time, not all at once.
  • Not tracking it anywhere: a credit you have to remember is a credit you eventually miss. The credit timeline and the 45-day expiring view exist for exactly this.

Tracking the Peloton Credits

On the Pointsmiths credit timeline this benefit appears as 12 separate windows per calendar year, each marked used or missed on its own. Mark a window used when the credit posts and the running total of claimed value updates; leave it unmarked and it surfaces in the expiring view as its deadline approaches, alongside optional email reminders and a calendar feed for the reset dates. Tracking works without an account — sign in only if you want the same list on more than one device.

Updated 2026-07-12

Peloton Credits FAQ

When does the Peloton Credits reset?

The Peloton Credits on Chase Sapphire Reserve resets every month.

What is the deadline to use the Peloton Credits?

Each window closes at the end of every calendar month. Value you have not used by then does not carry into the next window.

How much is the Peloton Credits worth?

The Peloton Credits is worth up to $120 per year if you use it in full.

What is the Peloton Credits?

Up to $120 in statement credits for Peloton App membership or equipment purchases.

How do I use the Peloton Credits? (tip 1)

Charge Peloton App subscription monthly ($12.99/month) to trigger credits automatically.

How do I use the Peloton Credits? (tip 2)

Credits also apply to equipment purchases like accessories or mats.

Lifestyle credits on other cards

Other credits on this card