Resort Credit

Resort Credit on Hilton Honors Aspire is a Travel benefit worth $400 per year.

Card: American Express Hilton Honors Aspire

Category: Travel · Frequency: semiannual

Up to $200 in statement credits semi-annually ($400 total) for eligible purchases at participating Hilton Resorts. January–June and July–December.

  • Covers room rates (not prepaid), dining, spa, excursions charged to your room.
  • Advance Purchase/Non-Refundable rates don't qualify—book flexible rates.
  • Check Hilton's list of participating resorts before booking.

How the Resort Credit works, by the numbers

The Resort Credit is worth up to $400 per calendar year, delivered across 2 separate use-it-or-lose-it windows. The issuer sets how much lands in each window — the description above has the exact split — and whatever a window still holds when it closes is gone.

Used in full, this one credit offsets about 73% of the $550 annual fee on the Hilton Honors Aspire.

It sits alongside 3 other tracked credits on the Hilton Honors Aspire, worth up to $809 per year combined against its $550 fee — see every Hilton Honors Aspire credit.

When the Resort Credit resets

The credit resets twice a year, with each window closing on June 30 and December 31. Pointsmiths counts these windows on the calendar year — the same math behind the credit timeline, the expiring view, and the reminder emails — so there are 2 deadlines a year, and each one is final for the value inside its window. Value that is unused when a window closes does not roll over.

Common ways cardholders lose this credit

  • Letting the window close: unused value does not roll over, and each window ends on June 30 and December 31.
  • Six-month windows get mentally filed as "this year" — but the June 30 close is a real forfeiture line, not a suggestion.
  • Not tracking it anywhere: a credit you have to remember is a credit you eventually miss. The credit timeline and the 45-day expiring view exist for exactly this.

Tracking the Resort Credit

On the Pointsmiths credit timeline this benefit appears as 2 separate windows per calendar year, each marked used or missed on its own. Mark a window used when the credit posts and the running total of claimed value updates; leave it unmarked and it surfaces in the expiring view as its deadline approaches, alongside optional email reminders and a calendar feed for the reset dates. Tracking works without an account — sign in only if you want the same list on more than one device.

Terms verified 2026-07-11 · issuer terms

Updated 2026-07-12

Resort Credit FAQ

When does the Resort Credit reset?

The Resort Credit on Hilton Honors Aspire resets twice a year.

What is the deadline to use the Resort Credit?

Each window closes on June 30 and December 31. Value you have not used by then does not carry into the next window.

How much is the Resort Credit worth?

The Resort Credit is worth up to $400 per year if you use it in full.

What is the Resort Credit?

Up to $200 in statement credits semi-annually ($400 total) for eligible purchases at participating Hilton Resorts. January–June and July–December.

How do I use the Resort Credit? (tip 1)

Covers room rates (not prepaid), dining, spa, excursions charged to your room.

How do I use the Resort Credit? (tip 2)

Advance Purchase/Non-Refundable rates don't qualify—book flexible rates.

Travel credits on other cards

Other credits on this card