Resy Credit

Resy Credit on Amex Platinum is a Dining benefit worth $400 per year.

Card: American Express Amex Platinum

Category: Dining · Frequency: quarterly

Up to $100 credit each quarter ($400 annually) for dining at U.S. Resy restaurants. Enrollment required.

  • Credits reset quarterly, so plan special dining occasions accordingly.
  • Works at thousands of Resy partner restaurants nationwide.
  • Combine with Platinum's 10x points at restaurants for maximum value.

How the Resy Credit works, by the numbers

The Resy Credit is worth up to $400 per calendar year, delivered across 4 separate use-it-or-lose-it windows. The issuer sets how much lands in each window — the description above has the exact split — and whatever a window still holds when it closes is gone.

Used in full, this one credit offsets about 45% of the $895 annual fee on the Amex Platinum.

It sits alongside 7 other tracked credits on the Amex Platinum, worth up to $1,975 per year combined against its $895 fee — see every Amex Platinum credit.

When the Resy Credit resets

The credit resets every quarter, with each window closing on March 31, June 30, September 30, and December 31. Pointsmiths counts these windows on the calendar year — the same math behind the credit timeline, the expiring view, and the reminder emails — so there are 4 deadlines a year, and each one is final for the value inside its window. Value that is unused when a window closes does not roll over.

Common ways cardholders lose this credit

  • Letting the window close: unused value does not roll over, and each window ends on March 31, June 30, September 30, and December 31.
  • A quarter feels long until its last week. Waiting for a natural purchase to come along is how a 3-month window quietly closes empty.
  • Not tracking it anywhere: a credit you have to remember is a credit you eventually miss. The credit timeline and the 45-day expiring view exist for exactly this.

Tracking the Resy Credit

On the Pointsmiths credit timeline this benefit appears as 4 separate windows per calendar year, each marked used or missed on its own. Mark a window used when the credit posts and the running total of claimed value updates; leave it unmarked and it surfaces in the expiring view as its deadline approaches, alongside optional email reminders and a calendar feed for the reset dates. Tracking works without an account — sign in only if you want the same list on more than one device.

Updated 2026-07-12

Resy Credit FAQ

When does the Resy Credit reset?

The Resy Credit on Amex Platinum resets every quarter.

What is the deadline to use the Resy Credit?

Each window closes on March 31, June 30, September 30, and December 31. Value you have not used by then does not carry into the next window.

How much is the Resy Credit worth?

The Resy Credit is worth up to $400 per year if you use it in full.

What is the Resy Credit?

Up to $100 credit each quarter ($400 annually) for dining at U.S. Resy restaurants. Enrollment required.

How do I use the Resy Credit? (tip 1)

Credits reset quarterly, so plan special dining occasions accordingly.

How do I use the Resy Credit? (tip 2)

Works at thousands of Resy partner restaurants nationwide.

Dining credits on other cards

Other credits on this card