Sapphire Reserve Dining Credit

Sapphire Reserve Dining Credit on Chase Sapphire Reserve is a Dining benefit worth $300 per year.

Card: Chase Chase Sapphire Reserve

Category: Dining · Frequency: semiannual

$150 credit January–June and $150 July–December for dining at Sapphire Reserve Dining Collection restaurants. Exclusive access to priority reservations at top restaurants via Chase Dining and OpenTable.

  • Book Chase Dining restaurants in major metros before special occasions.
  • Set reminders at the start of each half to use dining credits.
  • Stack with 3x dining category bonus points for maximum value.

How the Sapphire Reserve Dining Credit works, by the numbers

The Sapphire Reserve Dining Credit is worth up to $300 per calendar year, delivered across 2 separate use-it-or-lose-it windows. The issuer sets how much lands in each window — the description above has the exact split — and whatever a window still holds when it closes is gone.

Used in full, this one credit offsets about 38% of the $795 annual fee on the Chase Sapphire Reserve.

It sits alongside 11 other tracked credits on the Chase Sapphire Reserve, worth up to $2,292 per year combined against its $795 fee — see every Chase Sapphire Reserve credit.

When the Sapphire Reserve Dining Credit resets

The credit resets twice a year, with each window closing on June 30 and December 31. Pointsmiths counts these windows on the calendar year — the same math behind the credit timeline, the expiring view, and the reminder emails — so there are 2 deadlines a year, and each one is final for the value inside its window. Value that is unused when a window closes does not roll over.

Common ways cardholders lose this credit

  • Letting the window close: unused value does not roll over, and each window ends on June 30 and December 31.
  • Six-month windows get mentally filed as "this year" — but the June 30 close is a real forfeiture line, not a suggestion.
  • Not tracking it anywhere: a credit you have to remember is a credit you eventually miss. The credit timeline and the 45-day expiring view exist for exactly this.

Tracking the Sapphire Reserve Dining Credit

On the Pointsmiths credit timeline this benefit appears as 2 separate windows per calendar year, each marked used or missed on its own. Mark a window used when the credit posts and the running total of claimed value updates; leave it unmarked and it surfaces in the expiring view as its deadline approaches, alongside optional email reminders and a calendar feed for the reset dates. Tracking works without an account — sign in only if you want the same list on more than one device.

Updated 2026-07-12

Sapphire Reserve Dining Credit FAQ

When does the Sapphire Reserve Dining Credit reset?

The Sapphire Reserve Dining Credit on Chase Sapphire Reserve resets twice a year.

What is the deadline to use the Sapphire Reserve Dining Credit?

Each window closes on June 30 and December 31. Value you have not used by then does not carry into the next window.

How much is the Sapphire Reserve Dining Credit worth?

The Sapphire Reserve Dining Credit is worth up to $300 per year if you use it in full.

What is the Sapphire Reserve Dining Credit?

$150 credit January–June and $150 July–December for dining at Sapphire Reserve Dining Collection restaurants. Exclusive access to priority reservations at top restaurants via Chase Dining and OpenTable.

How do I use the Sapphire Reserve Dining Credit? (tip 1)

Book Chase Dining restaurants in major metros before special occasions.

How do I use the Sapphire Reserve Dining Credit? (tip 2)

Set reminders at the start of each half to use dining credits.

Dining credits on other cards

Other credits on this card