Best San Francisco restaurants for card dining credits

All 30 San Francisco restaurants in the Sapphire Reserve Dining Collection, grouped by neighborhood. Book them with the $150 semiannual dining credit and 3x points.

Premium cards turn these reservations into statement credits and bonus points: the Chase Sapphire Reserve $300 annual dining credit and 3x points on dining, plus Amex Gold (4x at restaurants) and Amex Platinum dining perks. Book any table below and put your card's dining benefits to work.

What happened to Chase Dining — the 10x points program?

The Chase Dining hub in Ultimate Rewards — the Tock-powered storefront that earned 10x points on prepaid bookings — was decommissioned on October 26, 2025, after American Express acquired Tock. Searching for "Chase Dining restaurants" or "Chase Dining 10x" today leads to a program that no longer exists.

What replaced it: Sapphire Reserve Exclusive Tables (premium reservations via OpenTable) and the card's $300 annual dining credit, released as $150 January–June and $150 July–December. There is no 10x dining rate anymore — dining earns the card's standard 3x. The restaurants below are where those benefits actually work in San Francisco.

Carmel

Civic Center / Hayes Valley / Van Ness

Downtown / Union Square

Financial District / Embarcadero

Fisherman's Wharf

Healdsburg

Menlo Park

Mission District

North Beach

Oakland

Pacific Heights

Presidio

Richmond District

Russian Hill

Sacramento

SOMA

St. Helena

The Castro

Western Addition

Dining guides in other cities

Updated 2026-07-10